Finances with
Precision.

Master your expenses with Swiss accuracy. Multi-categories, receipt OCR, and AI-powered analytics in an elegant interface.

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Net Worth
CHF 148'290.50
+4.2% in March
Income
+ CHF 12'400
Expenses
- CHF 4'250

Features

Master your expenses with Swiss accuracy. Multi-categories, receipt OCR, and AI-powered analytics in an elegant interface.

Receipt OCR

Automatic receipt capture via camera

AI Categorization

Intelligent category suggestions

Multi-Categories

Split transactions across multiple categories

Budget Tracking

Keep your spending under control

Transparent pricing, zero surprises

Start free. Scale up as your finances grow.

Free

Take the first step

CHF 0
Free forever
  • Basic financial tracking
  • Manual CSV import
  • 100 MB document storage
  • Community support
Start for free

Starter

Finances on autopilot

CHF 9.90/month
  • AI-powered categorization
  • Receipt capture via OCR
  • Bank CSV import
  • 2 GB document storage
  • Email support
Upgrade now
Popular

Pro

Full control, zero compromise

CHF 24.90/month
  • BYOC: Connect your own cloud
  • Zero-knowledge encryption
  • 20 GB document storage
  • Advanced analytics
  • Priority support
Choose Pro

Business

Built for teams

CHF 49.90/month
  • 100 GB dedicated storage
  • REST API access
  • Multi-user management
  • 99.9% SLA guarantee
  • Phone support
Set up your team

Your data, your rules

Three storage models. You decide where your financial documents live.

Managed Cloud

We handle everything. Hosted on Cloudflare R2 in EU data centers.

Bring Your Own Cloud

Connect Google Drive, OneDrive, or Dropbox. Files stay in your cloud.

Zero-Knowledge

AES-256-GCM client-side encryption. We can never read your files.

We believe financial data is personal. You should own it.

Your data belongs to you. Period.

Other apps shut down. Your financial history stays — exportable, deletable, untouchable.

Always exportable

Download your entire database as a SQLite file — fully relational, not just CSV fragments. Plus JSON, CSV, and OFX via one-click export.

Cryptographic erasure

Per-user AES-256 keys: destroy the key, destroy the data. Verifiable deletion certificate, FADP/GDPR compliant.

10-year retention

Swiss law (OR Art. 958f) mandates 10-year financial record retention. MoneyFlow archives encrypted — you never think about compliance.

We build MoneyFlow as if we could disappear tomorrow. Your data outlives us.

Swiss Made
FADP Compliant
End-to-end encrypted
Open audit trails
10-year retention
Deletion certificate
Full SQLite export

Ready to take control of your finances?

Start free, no credit card required. Up and running in 60 seconds.

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